There are a number of benefits to using a broker, particularly through the application process.
Firstly, they can shop around for you. Everyone knows shopping around could lead to a better deal but it’s time consuming, especially if it involves contacting a number of banks and lenders. A broker can search the range of loans available from multiple lenders very quickly to find you the right home loan for your needs.
They also provide you with one central point for mortgage information and will talk you through the process.
All banks have different guidelines, and unless you’re familiar with them you can find yourself not getting a loan – just because you haven’t crossed a ‘t’ or dotted an ‘i’.
Peter Beverley is GHR’s experienced Mortgage Broker. With over 20 years experience, Peter is one of Australia’s most recognised brokers. He has been on the Board of the Mortgage & Finance Association of Australia for 10 years, and served on the State Council for 17 years. His all round financial knowledge as a CPA, financial planner and credit advisor, give him unparalleled wisdom. Peter is deeply passionate about creating the best possible client experience and his customers receive knowledge and expertise from someone who genuinely cares. His greatest love is his family, and he believes in living life to the fullest.